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BANK EXAMS MODEL QUISTION & ANSWER

Written By Director on Friday, December 14, 2012 | 11:11 AM

1.Gagan Narang who was honoured with Khel Ratna Award on August 29, 2011 is a famous ______
(1)Tennis Player (2) Golf Player (3) Shooter (4) Cricket Player (5) Hockey Player
2. Which of the following revolutions launched in India several years ago made itself  sufficient in the production of food grains?
(1)White Revolution (2) Yellow Revolution (3) Blue Revolution (4) Green Revolution (5)August Kranti
3. Banks are required to take permission from which of the following before opening a new branch?                                    (1)Reserve Bank of India (2) Securities and Exchange Board of India (3)Indian Bank’s Association (4) Planning Commission of India (5)All of These
4. Which of the following is NOT the name of bank having branches in India?
(1) State Bank of India  (2) Neyvelley Lignite Corporation  (3) Barclays
(4) HSBC  (5) Punjab National Bank
5. Which of the following is the major function of an ATM installed by banks?
(1) To distribute cash by way of withdrawal from one’s account
(2) To transfer money from one place to another place
(3) To detect fake currency notes
(4) To arrange currency notes in serial order and count them
(5) All of these
6. Banks do not Provide which of the following services?
(1) Issuing Bank Services
(2) Depositing money
(3) Sale of post cards and postal stamps
(4) Lockers for valuable items/documents (5) Loans to Individuals
7. Which of the following schemes has been launched by Government of India?
 (1) National Fishermen Welfare Scheme
(2) Market Plus Scheme (3) Jeevan Anand  (4) Gold Banking Scheme
  (5) All the Schemes have been Launched by the Government of India.
8. The Loan Disbursed by a bank to an individual for purchasing a house is called:
(1) Plan Finance  (2) Business Loan
(3) Credit Loan  (4) Retail Loan
(5) Top up Loan
9. Who among the following is a famous tennis player of Indian origin?
(1) VVS Laxman  (2) Anju Bobby George  (3) Aparna Popet  (4) Dhanraj Pillay  (5) Leander Paes
10. Which of the following is an example of cashless buying?
(A) ATM withdrawal  (B) Credit Card  (C) Debit Card
(1) Only (A) (2) Only (B) (3) Only (A) and (B) (4) Only (B) and (C) (5) All (A), (B)  and (C)
11. Which one of the following is not an authorised  means of banking transaction for the  people in India?
(1) On-line (2) Mobile (3) Phone (4) Visiting individually (5) Video Conferencing
12. The hundred rupee currency note in India bears the Signature of
(1) Finance Minister of India
(2) President of India
(3) Prime Minister of India
(4) General Manager of Note Printing Press
(5) Governor of the Reserve Bank of India
13. Which of the following institutions or agencies is responsible for preparing and supervising the Five Year Plans in India?
(1) Reserve Bank of India
(2) Planning Commission of India
(3) Election Commission
(4) National Farmer’s Union
(5) All of the above
14. Liu Xiaobo who was awarded Nobel Prize 2012 is citizen of _____
  (1) Vietnam (2) China (3) Myanmar (4) Thailand (5) Combodia
15. As per newspaper report’s one of the major Public Sector Banks sold out its Rs. 1500 cr. Loan to IIFCL. This type of buying and selling of loans in banking sector is popularity known as __
(1) Take out financing  (2) Teaser rate financing  (3) Infrastructure financing
(4) Developmental financing
(5) None of these
16. ______ Global Healthcare Holdings, on March 4, 2011, acquired 28.6 percent in Lanka Hospitals Corporation, a leading Colombo listed Sri Lankan hospital.
(1) Apollo (2) Escorts (3) Max (4) Fortis (5) None of these
17. As per reports, the collection of direct taxes has gone up by about 19% in last few months. Which of the following agencies releases the figures about tax collection?
(1) Central Statistical Organisation  (2) Reserve Bank of India (3) Department of Income Tax (4) Central Board of Direct Taxes (5) None of these
18. As we know commercial banks accepted deposits from the public. What do banks do with this money?
(1) This is a type of credit creation. Bank gives this on loan. (2) This is an income for the bank (3) Banks give this money directly to the govt. for development projects. (4) This money is deposited with the RBI who in turn gives some interest on it to banks. (5) All of the above.
19. Which of the following is NOT a type of cheque issued by an individual?
(1) Bearer cheque (2) Order cheque (3) Crossed cheque (4) Savings cheque (5) Post dated cheque
20. The fourth Indo-Bhutan Friendship Car Rally, on March 8, 2011, culminated in Thimpu, with _______ finishing first in the adventure category.
 (1) Manish Sharma (2) Sudhip Ghosh (3) Sanjay Bose (4) Rubin Patel (5) None of these
21. Which of the following schemes is launched to attract children attend to school?
   (1) Right to Education Act (2) Operation Flood (3) Mid Day Meal (4) Food for Work (5) None of these
22. Total Gross National Products (GNP) of a country divided by the total population is called_______
   (1) Per capita income (2) Purchasing power (3) Rate of inflation (4) Exchange value (5) Gross income
23. Coal India Limited (CIL), on March 11, 2011, bagged the ‘Century International Quality ERA Award (CQE)’ in the ________ Category
(1) Platinum (2) Diamond (3) Gold (4) Silver (5) None of these
24. India is planning to sign BIPA with many countries. BIPA is Bilateral Investment Promotion and Protection_______.
(1) Arrangement (2) Allocation (3) Agreement (4) Association (5) Approval
25. Which of the following is the best way to get hard cash immediately from one’s bank account at a time when banks are not working?
 (1) Phone Banking (2) ATM (3) Internet Banking (4) Electronic Fund Transfer (5) All of the above
26. A bionic eye that allows the blind to see was approved by ______ in March 2011 after through testing.
(1) France (2) United Kingdom (3) Germany (4) Russia (5) None of these
27. A.S. Suresh Krishna of Andhra Pradesh, on March 5, 2011, beat _______ of Delhi to win the National Jute Board-National grass-court tennis tournament in Kolkatta.
(1) Ashutosh Sing (2) Saurabh Bhatia (3) Anil Solanki (4) Dinesh Raina (5) None of these
28. Who amongst the following is a famous Urdu author/Poet who received Jnanpith Award recently?
(1) Akhlaq Khan Shahryar (2) ONV Kurup (3) Khushwant Singh (4) Krishna Sobti (5) None of these
29. Which one of the following have provided bailout package to Ireland to deal with its debt crisis?
 (1) EU only (2) IMF only (3) World Bank only (4) Only (1) and (2) above (5) All (1), (2) and (3) above
30. Which one of the following has launched guidebook on standards for exporters?
  (1) RBI (2) SEBI (3)IBA (4) UNIDO (5) UNESCO
31. In a significant development, British cardiac surgeons, in March 2011, carried out heart surgery through an incision in
  (1) Nose (2) Shoulder (3) Wrist (4) Abdomen (5) None of these
32. The primary purpose of software is to turn data into ______
  (1) Websites (2) Information (3) Programs (4) Objects (5) None of these
33. A compiler translates a program written in a high-level language into_______
(1) Machine language (2) An algorithm (3) A debugged program (4) Java (5) None of these
34. Back up of the Data files will help to prevent ________
  (1) Loss of confidentiality (2) Duplication of Data (3) Virus infection (4) Loss of Data (5) None of these
35. The background of any Word Document ______
 (1) Is always white colour (2) Is the colour you preset under the Option menu (3) Is always the same for the entire document (4) Can have any colour you choose (5) None of these
36. In order to save an existing document with a different name you need to _____
(1) Retype the document and give it a different name (2) Use the Save as.. Command (3) Copy and past the original document to a new document and then save (4) Use Windows Explorer to copy the document to a different location and then rename it (5) None of these
37. Which  one  of the  following software applications would  be the most appropriate for performing numerical and statistical calculations?
(1) Database (2) Document processor (3) Graphics package (4) Spreadsheet (5) None of these
38. What would you do to highlight a word? You position the curser next to the word, and then __________
(1) Drag  mouse while holding button down (2) Click mouse once (3) Roll mouse around (4) Roll and then click mouse (5) None of these
39. What is the default file extension for all Word documents?
(1) TXT (2) WRD (3) FIL (4) DOC
40. Which is the part of the computer system that one can physically touch?
(1) Data (2) Operating systems (3) Hardware (4) Software (5) None of these

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Importance of Education..Education is very important for an individual's success in life. Education provides pupils teaching skills that prepare them physically, mentally and socially for the world of work in later life. Education is generally seen as the foundation of society which brings economic wealth, social prosperity and political stability.
Higher education helps in maintaining a healthy society which prepares health care professionals, educated health care consumers and maintaining healthy population. Education is major aspect of development of any modern society since if there is a deficit of educated people then society will stops its further progress. Government should pay serious attention to education and support it economically and morally all over the country.
Education is the best investment for the people because well educated people have more opportunities to get a job which gives them satisfaction. Educated individuals enjoy respect among their colleagues and they can effectively contribute to the development of their country and society by inventing new devices and discoveries.
Main purpose of education is to educate individuals within society, to prepare and qualify them for work in economy as well as to integrate people into society and teach them values and morals of society.
Role of education is means of socializing individuals and to keep society smoothing and remain stable. Education in society prepares youngsters for adulthood so that they may form the next generation of leaders.
Education is an important aspect of the work of society and it will raise the countryside issues and promote knowledge and understanding of rural communities. One of the education essential tasks is to enable people to understand themselves. Students must be equipped with knowledge and skills which are needed to participate effectively as member of society and contribute towards the development of shared values and common identity.
Education has a vital role to play in assisting students to understand their cultural identity. Education acts as the distribution mechanism of the cultural values such as it more layered the society and participate in society that carries the culture.
Everyone must do work hard to cultivate moral conduct.Education mainly begins at home; one does not acquire knowledge from a teacher, one can learn and get knowledge from a parent or a family member.
In that way we decided to help the children and youngster of our society trough giving valuable education, counseling, value added curses and motivate them to face the competitive world with confidence.
Yours,
S.Devarajan,
Director.

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